Nemo Personal Finance

Nemo will lend to people just like you

At Nemo, we don’t overcomplicate things. We like to keep things simple and get straight to the point. That’s why we’d like to explain who we’ll lend to, and you should find that we will lend to people just like you. We don’t use a traditional credit scoring method, but there some things that we do adhere to. Here are some examples, however this list is not exhaustive.

You’ll need to be a homeowner

As long as you’re an employed or self employed homeowner, with a mortgage, you can take out a secured loan with Nemo. The maximum loan to value ratio allowed is 100%. The minimum age for employed applicants is 21. We’ll also lend to you if you’re self employed, but you’ll need to be 25. The maximum age you can be at the expiry date of your loan is 75.